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Nicole · 05-17-2008, 07:27 AM

Angel is covered by VPI.

VPI has TWO different plans-one that covers 80% and the other covers 90%. I chose the Superior Plan for her and it covers 90% and has a $50 deductible. I pay around $20/mo.

I have had many claims and I have found customer service to be very informative and friendly. I can also check the status of my claim online at their website. Payout time has been better than told by VPI. I usually recieve my reimbusment checks within 2-3 weeks after making the claim.

I will share the latest example...

Angel has been diagnosed with "Atopic or Allergic Dermatitis" with a secondary diagnosis of "Pyderma". She was put on 2 antibiotics for licking her paws to infection and an antihistamine. Her total vet bill was $173.21. That was on 4/16. My check was printed on 4/24. The reimbursment check was for $98.91. That is 90% coverage after my $50 deductible.

Then...the antihistamines did NOTHING for her and she cont. to lick her paws. Our vet wanted to do a follow-up after 3 weeks. SO...3 weeks later we were back at the vet with another round of antibiotics (2) perscirbed AND a steriod. Our visit was on May 9th and am waiting for the check. I will not be charged another deductible b/c I was charged at the intitial visit for the same problem. I will get %90 of all vet charges from this bill returned to my pocket!

Finally...the steriods worked and the antibiotics did the job and she is getting better. Yet again, we will be back at the vet for a recheck in a couple more weeks. Again, 90% coverage with no deductible! I asked VPI how many times these rechecks would be covered and I was told until the problem is fixed!

Martha...it is amazing of you to even think about offering your pups insurance! I hope it works out for you! There are a lot of people out there that don't know that insurance is available for their pet, so to even discuss this option with them and give them info. from the different insurance companies would help! Good Luck!

05-17-2008, 07:27 AM	#25 (permalink)
Nicole Senior Member Join Date: Mar 2007 Location: Columbus, OH Posts: 150	Angel is covered by VPI. VPI has TWO different plans-one that covers 80% and the other covers 90%. I chose the Superior Plan for her and it covers 90% and has a $50 deductible. I pay around $20/mo. I have had many claims and I have found customer service to be very informative and friendly. I can also check the status of my claim online at their website. Payout time has been better than told by VPI. I usually recieve my reimbusment checks within 2-3 weeks after making the claim. I will share the latest example... Angel has been diagnosed with "Atopic or Allergic Dermatitis" with a secondary diagnosis of "Pyderma". She was put on 2 antibiotics for licking her paws to infection and an antihistamine. Her total vet bill was $173.21. That was on 4/16. My check was printed on 4/24. The reimbursment check was for $98.91. That is 90% coverage after my $50 deductible. Then...the antihistamines did NOTHING for her and she cont. to lick her paws. Our vet wanted to do a follow-up after 3 weeks. SO...3 weeks later we were back at the vet with another round of antibiotics (2) perscirbed AND a steriod. Our visit was on May 9th and am waiting for the check. I will not be charged another deductible b/c I was charged at the intitial visit for the same problem. I will get %90 of all vet charges from this bill returned to my pocket! Finally...the steriods worked and the antibiotics did the job and she is getting better. Yet again, we will be back at the vet for a recheck in a couple more weeks. Again, 90% coverage with no deductible! I asked VPI how many times these rechecks would be covered and I was told until the problem is fixed! Martha...it is amazing of you to even think about offering your pups insurance! I hope it works out for you! There are a lot of people out there that don't know that insurance is available for their pet, so to even discuss this option with them and give them info. from the different insurance companies would help! Good Luck!