Breeders that accept Paypal

[calvis]

As a prospective buyer of the breed and business person I am finding a disturbing trend among Labradoodle breeders that accept Paypal payments to impose a 3% surcharge even though it is against Paypal's policies:

From the Paypal Policy Page

"4.6 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services, as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions. "

Many of the Labradoodle sites that are imposing a 3% Paypal surcharge claim to be 'Reputable' breeders. This may be true as far as them testing their breeding stock and so on, but it does affect the reputation of the breeder if they are not following Paypal's policy of not applying surcharges to payments made via Paypal.

If breeders are going to accept Paypal payments then they need to play by the rules. Either accept Paypal payments with no surcharge, or don't advertise it as a payment method on your website.

I hope this post has educated some breeders that wish to do business in the right way.

-Calvis

[dixiedi]

Hello Calvis, welcome to the forum . I am guilty of this and have made the change to my website. Thank you for bringing this to our attention, I honestly did not know. I admit to not reading the small print but have made the changes and will not add the surcharge in the future.

[Jac]

Hi Calvis, I am glad that you posted this. I agree with you, and have noticed that some breeders do require this charge.
Under a similar premise, I personally don't shop at gas stations who offer discounts for cash payment because, to me it is the same thing as penalizing a person for using the credit card.
The fee charged is, in my opinion, part of doing business and the business owner should accept the consequence because taking PayPal payments increases their sales...it is a marketing trade off.
I admire Diane for admitting that she was not informed about this and when she made the changed on her site, it reaffirmed my respect for her.

[gracielou]

I have never charged the 3% I just figured it was my loss now seeing this I'm glad I never did.

[movistar]

I dont charge it either, but out of curiosity is a cash discount acceptable?

(I dont offer it either, but I am curious because companies offer it instead of surcharging credit card usage)

[Jac]

Sure, cash discounts are acceptable...and reasonable...but, for me, it's all in how it is advertised....for instance, if at a gas station, they post the price of gas at $2.50 per gallon and in SMALL print, they say...this is the cash price...and you don't see that...so you drive in, put your credit card in, fill up and then find out you paid three cents per gallon more than the sign says!
If they say, $2.50 per gallon, but offer a cash discount of three cents off of the advertised price...that, to me, is good business.

[Maureen]

wow, I had no idea!! Boy, I guess I'll have to make changes to my thinking.

thanks for bringing this up...I mean it!